The future of ISIS

I was going to write about the future of intelligence but I just saw a nice graphic by The Economist on the spread of ISIS:

so I’ll write about them instead.

The main Economist article is

I won’t summarize their article about the current state of affairs; read it yourself. I can add a few comments to highlight the future though.

Surveys on Muslim attitudes to violence consistently show that most Muslims reject violence done in the name of Islam: 65-75%. That is the numeric range that describes the reality of ‘the vast overwhelming majority of peace-loving Muslims’ we see emphasized by politicians and media whenever an Islamic terrorist act occurs, two thirds to three quarters according to when and where the surveys have been done. The last high quality survey in the UK arrived at the figure 68%, comfortably in that range. The other side of the same statistics is that 32% of British Muslims stated some support for violence.

ISIS draws from that quarter or third of Muslims who are comfortable with using violent means to further or defend Islamic interests. Like the IRA in the Northern Ireland ‘Troubles’, with very similar support statistics, a small number of actual front-line terrorists can rely on about a third of their host population for their support, even though those most of those people will never actually join in the actual violence. The key factors in both situations are that a group feels aggrieved about something, and some people have stepped forward to fight under the banner against that something. For the IRA, it was perceived oppression of the Catholic republican community that wanted to return to a United Ireland. For ISIS, it is initially the perceived war against Islam, even if no-one else has admitted to there being one, amplified by the dream of producing a strict, fully Islamic state that can act as a hub for stricter Islamification of other regions.

Like the IRA, ISIS offers potential glory, a perverted form of status and glamour, excitement, and even a promise of paradise to young people with otherwise few opportunities in life who want to be someone. Picking up a gun and joining jihad compares favorably to some people to standing unemployed on a street corner, surrounded by a nation of people of whom almost all are doing better than you in life.

That lack of hope is abundant and growing, but in the UK at least, it is largely self-inflicted, since immigrant Muslim communities often separate themselves from the rest of their host society and thereby the opportunities otherwise on offer. Muslims who integrate with the rest of society cope happily, but many choose not to integrate and for them, it is a spiral downwards that provides a fertile ground for radicalization. Detecting and subduing radicalization is more difficult if the underlying causes are increasing.

The Middle East has huge problems, and many of them increase hostility to the West as well as between countries in the region. That also will increase. Current income from oil will reduce greatly in the next decades as the world moves away from oil towards shale gas, nuclear and renewables for energy. As income shrinks in an already unstable environment, the number of that third willing to turn to violence will increase. Add to that better communications, growing awareness of western freedoms and lifestyles and potential for new forms of government and those pressures are amplified further.

That will increase the supply for ISIS. it is easy to manipulate attitudes in a community and turn people to violence if an oppressor can be identified and blamed for all the problems, and pretty much the entire West ticks that box if the facts are cherry-picked or omitted, distorted and spun enough in the right way by skilled marketers. ISIS are good marketers.

Extreme violence by a large enough minority can force most peace-loving people into submission. ISIS have shown quite enough barbarity to scare many into compliance, terrifying communities and making them easier to conquer long before their forces’ arrival. Many of the hopeless young people in those newly conquered territories are willing to join in to gain status and rewards for themselves. Many others will join in to avoid punishment for themselves or their families. And so it rolls on.

The West’s approach to holding them back so far has been airstrikes on front lines and drone attacks on leaders. However, ISIS is something of a cloud based leadership. Although they have a somewhat centralized base in Iraq and Syria, they make their appeal to Islamists everywhere, cultivating support and initiating actions even before they enter an area. It is easy enough to kill a few leaders but every extremist preacher everywhere is another potential leader and if there is a steady stream of new recruits, some of those will be good leadership material too.

As the Economist says, ISIS have limited success so far outside of Iraq and Syria, but that could change swiftly if critical mass can be achieved in countries already showing some support. Worldwide, Muslim communities feel a strong disconnect from other cultures, which skilled manipulators can easily turn into a feeling of oppression. Without major modernization from within Islam, and of which there is little sign so far, that disconnect will greatly increase as the rest of the world’s population sees accelerating change technologically, economically, socially, culturally and politically. With so much apparently incompatible with Islamic doctrines as interpreted and presented by many of today’s Islamic leaders, it is hard to see how it could be otherwise from increasing disconnect. The gap between Islam and non-Islam won’t close, it will widen.

ISIS welcomes and encourages that growing gap. It provides much of the increasing pressure needed to convert a discontented young person into an Islamic extremist and potential recruit. It pushes a community closer to the critical mass or resentment and anger they need.

The rest of the world can’t change Islam. No matter how much politicians try to appease Islamists, offer concessions to Muslim communities, or indeed to repeatedly assert that Islamic violence has ‘nothing to do with Islam’, the gap will grow between strict Islamic values and everyone else’s. ISIS will be guaranteed a stream of enthusiastic recruits. Those Muslims to whom stricter interpretations of their religion appeal are diluted throughout Muslim populations, they are not separate groups that live apart, that can easily be identified and addressed with outreach campaigns or surveillance. Only by reducing advocacy of strict Islamic values can the gap stop widening and begin to close. That obviously can only be done by Muslim communities themselves. Any attempt to do so by those outside of Islam would simply add to perceived oppression and act as justification towards extremism. Furthermore, that reduction of advocacy of extremist interpretations of Islam would have to be global. If it persists anywhere, then that region will act as a source of violence and a draw to wannabe terrorists.

So like most other observers, it seems obvious to me that the solution to ISIS or any other extremist Islamic groups yet to emerge has to come from within Islam. Muslims will eventually have to adapt to the 21st century. They will have to modernize. That won’t be easy and it won’t happen quickly, but ISIS and its variants will thrive and multiply until that happens.

The future of holes

H already in my alphabetic series! I was going to write about happiness, or have/have nots, or hunger, or harassment, or hiding, or health. Far too many options for H. Holes is a topic I have never written about, not even a bit, whereas the others would just be updates on previous thoughts. So here goes, the future of holes.

Holes come in various shapes and sizes. At one extreme, we have great big holes from deep mining, drilling, fracking, and natural holes such as meteor craters, rifts and volcanoes. Some look nice and make good documentaries, but I have nothing to say about them.

At the other we have long thin holes in optical fibers that increase bandwidth or holes through carbon nanotubes to make them into electron pipes. And short fat ones that make nice passages through semi-permeable smart membranes.

Electron pipes are an idea I invented in 1992 to increase internet capacity by several orders of magnitude. I’ve written about them in this blog before:

Short fat holes are interesting. If you make a fabric using special polymers that can stretch when a voltage is applied across it, then round holes in it would become oval holes as long as you only stretch it in one direction.  Particles that may fit through round holes might be too thick to pass through them when they are elongated. If you can do that with a membrane on the skin surface, then you have an electronically controllable means of allowing the right mount of medication to be applied. A dispenser could hold medication and use the membrane to allow the right doses at the right time to be applied.

Long thin holes are interesting too. Hollow fiber polyester has served well as duvet and pillow filling for many years. Suppose more natural material fibers could be engineered to have holes, and those holes could be filled with chemicals that are highly distasteful to moths. As a moth larva starts to eat the fabric, it would very quickly be repelled, protecting the fabric from harm.

Conventional wisdom says when you are in a hole, stop digging. End.

The future of God – Militant atheists shouldn’t behave like religious nuts

Another ‘we need to learn to get along‘ blog that fills G in my alphabetic ‘future of’ series.

Extremism hides in all sorts of places.

Atheism – not believing in the existence of a god – is a perfectly sound and rational assessment of the observable universe, a reasonable conclusion to come to, and I won’t say a word against it, but atheism isn’t the only reasonable conclusion available. Atheists don’t have a monopoly on rational thought. Sadly, some atheists have taken to being militant, started to make lots of regulatory demands and generally attacking and trying to oppress those who disagree with them. Militant atheists have always existed but their numbers have grown and they have been making a lot of noise lately. I am not alone in thinking that is not a healthy trend. Bigotry is unpleasant wherever it is found. Let’s be clear: atheism is perfectly reasonable but militant atheism is just another form of bigotry. Some militant atheists say they hate religious people because they are intolerant, without realizing the hypocrisy in such a statement. They compound bigotry with stupidity.

I won’t consider the virtues and faults of any belief set here, nor discuss my own stance, which has varied over time considerably. I will only argue against extremism and bigotry.

Although many have tried hard, and it is certainly easy to pour scorn on the idea, you can’t actually prove that there is no god. The observable universe can be explained without needing any reference to a creator but that doesn’t prove there wasn’t one. Personal religious experiences can be dismissed by citing possible psychological explanations, but they could be genuine. Without experiencing something first hand, it’s hard to know what you’re trying to explain away, or whether your explanation makes any sense. In the absence of proof, you make your own observations, listen to the arguments on both sides, you weigh up the sanity and intelligence and possible agendas of people claiming first hand religious experience and of those who have strong faith, and then you make up your mind which ones are most convincing to you. Then you sit on that side of the fence. You could decide to sit on the fence and be agnostic if you think there is a reasonable case for both sides, or if you don’t want to spend a lot of time and effort thinking through something that isn’t terribly important to you. You may even swap sides now and then. But what you can’t reasonably assume is that everyone who reaches a different conclusion from you is an idiot.

If a lot of smart people believe in something, they might all be wrong but there also just might be something in it. A superficial and contemptuous cherry-picking glance at their religion won’t tell you anything about its underlying truths. Lots of people have been atheists in the past, it’s hardly a new idea. Lots of them were strongly convinced they were right but were later converted to a faith. Believing there is no god ends up just as much a belief as believing that there is. You can fiercely argue on probabilities or about whether particular faiths are dumb, but it doesn’t change the fact that you simply can’t prove it either way. Atheism may not be a religious faith, but in the absence of proof and in the presence of the evidence of billions who genuinely believe the opposite, atheism is still just an unprovable belief.

Being an atheist is still perfectly reasonable, but it should therefore be accompanied by a degree of intellectual humility. The majority of atheists accept that it is possible to come reasonably to either conclusion about a god and manage to find the humility and to live alongside those of faith. Many people haven’t given the matter a great deal of thought and that’s fine too, provided they too live peacefully side by side with others who do believe something or nothing.

Sadly, this increasingly vocal minority of militants don’t want to live peacefully side by side with those who believe in a god. Militant atheism, where the humility is absent, is simply misplaced intellectual arrogance and bigotry. Assuming that you are smarter than all those people who believe, that you fully understand their belief mindset and can clearly see where and why they are mistaken, even though all those people can’t see it for themselves in spite of endless study – that is quite a conviction of your own intellectual superiority over the vast number of your fellow people. Some of those that believe probably have higher IQs than you, are better qualified, have been around more, investigated the religions more thoroughly, with less prejudice, some have read the various writings for themselves, and thought it all through in more depth. They haven’t all just listened to superficial mockery of things that may have been misrepresented or dragged out of context by someone with an agenda to push. They haven’t just blindly absorbed a celebrity tweet and joined in the oppression of believers so they can look cool and trendy without bothering to expend any effort thinking it through for themselves. With all that background, are you still sufficiently convinced that your intellect and judgment is so superior to all those people’s that you’re prepared to be a militant?

That’s quite a conviction to have. Most people who hold it shouldn’t and aren’t as smart as they think they are. Being atheist just means holding an honest and reasonable belief alongside billions of others holding theirs, but becoming a militant atheist renders you no more deserving of respect than those militant religious extremists you despise; your position and your behavior are essentially the same – I’m right, you’re wrong, therefore I should be in control and you should do as I say, and I have the right to walk all over your rights, because my beliefs are less primitive, more enlightened, more important than yours. That’s not a reasonable position. Religious militants have brought much misery to the world throughout history, but this new bunch of militant atheists are no better. They are just religious oppressors in different uniforms.

Atheism is a respectable faith that there is no god. Militant atheism is just another extremist faith followed mostly by people who think they are smarter than they are and by those who want to seen as fashionable but are too intellectually lazy to think for themselves so just parrot their favorite celeb. Neither is a laudable role.

Atheism is reasonable. Agnosticism is reasonable. Some religious faiths are reasonable. Militant religion isn’t. Militant atheism isn’t.

The future of feminism and fashion

Perhaps it’s a bit presumptive of me to talk about what feminists want or don’t want, but I will make the simplifying assumption that they vary somewhat and don’t all want the same things. When it comes to makeup, many feminists want to look how they want to look for their own pleasure, not specifically to appeal to men, or they may want to attract some people and not others, or they may not want to bother with makeup at all, but still be able to look nice for the right people.

Augmented reality will allow those options. AR creates an extra layer of appearance that allows a woman to present herself any way she wants via an avatar, and also to vary presented appearance according to who is looking at her. So she may choose to be attractive to people she finds attractive, and plain to people she’d rather not get attention from. This is independent of any makeup she might be wearing, so she may choose not to wear any at all and rely entirely on the augmented reality layer to replace makeup, saving a lot of time, effort and expense. She could even use skin care products such as face masks that are purely functional, nourishing or protecting her face, but which don’t look very nice. Friends, colleagues and particular subsections of total strangers would still see her as she wants to be seen and she might not care about how she appears to others.

It may therefore be possible that feminism could use makeup as a future activist platform. It would allow women to seize back control over their appearance in a far more precise way, making it abundantly clear that their appearance belongs to them and is under their control and that they control who they look nice for. They would not have to give up looking good for themselves or their friends, but would be able to exclude any groups currently out of favour.

However, it doesn’t have to be just virtual appearance that they can control electronically. It is also possible to have actual physical makeup that changes according to time, location, emotional state or circumstances. Active makeup does just that, but I’ve written too often about that. Let’s look instead at other options:

Fashion has created many different clothing accessories over the years. It has taken far longer than it should, but we are now finally seeing flexible polymer displays being forged into wrist watch straps and health monitoring bands as well as bendy and curvy phones. As 1920s era fashion makes a small comeback, it can’t be long before headbands and hair-bands come back and they would be a perfect display platform too. Hair accessories can be pretty much any shape and size, and be a single display zone or multiple ones. Some could even use holographic displays, so that the accessory seems to change its form, or have optional remote components seemingly hanging free in the nearby air. Any of these could be electronically controllable or set to adjust automatically according to location and the people present.

Displays would also make good forehead jewellery, such as electronic eyebrows, holographic jewels, smart bindis, forehead tattoos and so on. They could change colour or pattern according to emotions for example. As long as displays are small, skin flexing doesn’t present too big an engineering barrier.

In fact, small display particles such as electronic glitter could group together to appear as a single display, even though each is attached to a different piece of skin. Thus, flexing of the skin is still possible with a collection of rigid small displays, which could be millimetre sized electronic glitter. Electronic glitter could contain small capacitors that store energy harvested from temperature difference between the skin and the environment, periodically allowing a colour change.

However, it won’t be just the forehead that is available once displays become totally flexible. That will make the whole visible face an electronic display platform instead of just a place for dumb makeup. Smart freckles and moles could make a fashion reappearance. Lips and cheeks could change colour according to mood and pre-decided protocols, rather than just at the whim of nature.

Other parts of the body would likely house displays too. Fingernails and toenails could be an early candidate since they are relatively rigid. The wrist and forearm are also often exposed. Much of the rest of the body is concealed by clothing most of the time, but seasonal displays are likely when it is more often bare. Beach displays could interact with swimwear, or even substitute for it.

In fact, enabling a multitude of tiny displays on the face and around the body will undoubtedly create a new fashion design language. Some dialects could be secret, only understood by certain groups, a tribal language. Fashion has always had an extensive symbology and adding electronic components to the various items will extend its potential range. It is impossible to predict what different things will mean to mainstream and sub-cultures, as meanings evolve chaotically from random beginnings. But there will certainly be many people and groups willing to capitalise on the opportunities presented. Feminism could use such devices and languages to good effect.

Clothing and accessories such as jewellery are also obvious potential display platforms. A good clue for the preferred location is the preferred location today for similar usage. For example, many people wear logos, messages and pictures on their T-shirts, whereas other items of clothing remain mostly free of them. The T-shirt is therefore by far the most likely electronic display area. Belts, boots, shoes and bag-straps offer a likely platform too, not because they are used so much today, but because they again present an easy and relatively rigid physical platform.

Timescales for this run from historical appearance of LED jewellery at Christmas (which I am very glad to say I also predicted well in advance) right through to holographic plates that appear to hover around the person as they walk around. I’ve explained in previous blogs how actual floating and mobile plates could be made using plasma and electro-magnetics. But the timescale of relevance in the next few years is that of the cheaper and flexible polymer display. As costs fall and size increases, in parallel with an ever improving wireless and cloud infrastructure, the potential revenue from a large new sector combining the fashion and display industries will make this not so much likely as  inevitable.

The future of electronic cash and value


Picture first, I’m told people like to see pics in blogs. This one is from 1998; only the title has changed since.

future electronic cash

Every once in a while I have to go to a bank. This time it was my 5th attempt to pay off a chunk of my Santander Mortgage. I didn’t know all the account details for web transfer so went to the Santander branch. Fail – they only take cash and cheques. Cash and what??? So I tried via internet banking. Entire transaction details plus security entered, THEN Fail – I exceeded what Barclays allows for their fast transfers. Tried again with smaller amount and again all details and all security. Fail again, Santander can’t receive said transfers, try CHAPS. Tried CHAPS, said it was all fine, all hunkydory. Happy bunny. Double fail. It failed due to amount exceeding limit AND told me it had succeeded when it hadn’t. I then drove 12 miles to my Barclays branch who eventually managed to do it, I think (though I haven’t checked that it worked  yet).

It is 2015. Why the hell is it so hard for two world class banks to offer a service we should have been able to take for granted 20 years ago?

Today, I got tweeted about Ripple Labs and a nice blog that quote their founder sympathising with my experience above and trying to solve it, with some success:

Ripple seems good as far as it goes, which is summarised in the blog, but do read the full original:

Basically the Ripple protocol “provides the ability for humans to confirm financial transactions without a central operator,” says Larsen. “This is major.” Bitcoin was the first technology to successfully bypass banks and other authorities as transaction validators, he points out, “but our method is much cheaper and takes only seconds rather than minutes.” And that’s just for starters. For example, “It also leverages the enormous power of banks and other financial institutions.”

The power of the value web stems from replacing archaic back-end systems with all their cumbersome delays and unnecessary costs. 

That’s great, I wish them the best of success. It is always nice to see new systems that are more efficient than the old ones, but the idea is early 1990s. Lots of IT people looked at phone billing systems and realised they managed to do for a penny what banks did for 65 pennies at the time, and telco business cases were developed to replace the banks with pretty much what Ripple tries to do. Those were never developed for a variety of reasons, both business and regulatory, but the ideas were certainly understood and developed broadly at engineer level to include not only traditional cash forms but many that didn’t exist then and still don’t. Even Ripple can only process transactions that are equivalent to money such as traditional currencies, electronic cash forms like bitcoin, sea shells or air-miles.

That much is easy, but some forms require other tokens to have value, such as personalized tokens. Some value varies according to queue lengths, time of day, who is spending it to whom. Some needs to be assignable, so you can give money that can only be used to purchase certain things, and may have a whole basket of conditions attached. Money is also only one form of value, and many forms of value are volatile, only existing at certain times and places in certain conditions for certain transactors. Aesthetic cash? Play money? IOUs? Favours?These are  all a bit like cash but not necessarily tradable or exchangeable using simple digital transaction engines because they carry emotional weighting as well as financial value. In the care economy, which is now thankfully starting to develop and is finally reaching concept critical mass, emotional value will become immensely important and it will have some tradable forms, though much will not be tradable ever. We understood all that then, but are still awaiting proper implementation. Most new startups on the web are old ideas finally being implemented and Ripple is only a very partial implementation so far.

Here is one of my early blogs from 1998, using ideas we’d developed several years earlier that were no longer commercially sensitive – you’ll observe just how much banks have under-performed against what we expected of them, and what was entirely feasible using already known technology then:

Future of Money

 Ian Pearson, BT Labs, June 98

Already, people are buying things across the internet. Mostly, they hand over a credit card number, but some transactions already use electronic cash. The transactions are secure so the cash doesn’t go astray or disappear, nor can it easily be forged. In due course, using such cash will become an everyday occurrence for us all.

Also already, electronic cash based on smart cards has been trialled and found to work well. The BT form is called Mondex, but it is only one among several. These smart cards allow owners to ‘load’ the card with small amounts of money for use in transactions where small change would normally be used, paying bus fares, buying sweets etc. The cards are equivalent to a purse. But they can and eventually will allow much more. Of course, electronic cash doesn’t have to be held on a card. It can equally well be ‘stored’ in the network. Transactions then just require secure messaging across the network. Currently, the cost of this messaging makes it uneconomic for small transactions that the cards are aimed at, but in due course, this will become the more attractive option, especially since you no longer lose your cash when you lose the card.

When cash is digitised, it loses some of the restrictions of physical cash. Imagine a child has a cash card. Her parents can give her pocket money, dinner money, clothing allowance and so on. They can all be labelled separately, so that she can’t spend all her dinner money on chocolate. Electronic shopping can of course provide the information needed to enable the cash. She may have restrictions about how much of her pocket money she may spend on various items too. There is no reason why children couldn’t implement their own economies too, swapping tokens and IOUs. Of course, in the adult world this grows up into local exchange trading systems (LETS), where people exchange tokens too, a glorified babysitting circle. But these LETS don’t have to be just local, wider circles could be set up, even globally, to allow people to exchange services or information with each other.

Electronic cash can be versatile enough to allow for negotiable cash too. Credit may be exchanged just as cash and cash may be labelled with source. For instance, we may see celebrity cash, signed by the celebrity, worth more because they have used it. Cash may be labelled as tax paid, so those donations from cards to charities could automatically expand with the recovered tax. Alternatively, VAT could be recovered at point of sale.

With these advanced facilities, it becomes obvious that the cash needs to become better woven into taxation systems, as well as auditing and accounting systems. These functions can be much more streamlined as a result, with less human administration associated with money.

When ID verification is added to the transactions, we can guarantee who it is carrying out the transaction. We can then implement personal taxation, with people paying different amounts for the same goods. This would only work for certain types of purchase – for physical goods there would otherwise be a thriving black market.

But one of the best advantages of making cash digital is the seamlessness of international purchases. Even without common official currency, the electronic cash systems will become de facto international standards. This will reduce the currency exchange tax we currently pay to the banks every time we travel to a different country, which can add up to as much as 25% for an overnight visit. This is one of the justifications often cited for European monetary union, but it is happening anyway in global e-commerce.

Future of banks

 Banks will have to change dramatically from today’s traditional institutions if they want to survive in the networked world. They are currently introducing internet banking to try to keep customers, but the move to digital electronic cash, held perhaps by the customer or an independent third party, will mean that the cash can be quite separate from the transaction agent. Cash does not need to be stored in a bank if records in secured databases anywhere can be digitally signed and authenticated. The customer may hold it on his own computer, or in a cyberspace vault elsewhere. With digital signatures and high network security, advanced software will put the customer firmly in control with access to any facility or service anywhere.

In fact, no-one need hold cash at all, or even move it around. Cash is just bits today, already electronic records. In the future, it will be an increasingly blurred entity, mixing credit, reputation, information, and simply promises into exchangeable tokens. My salary may be just a digitally signed certificate from BT yielding control of a certain amount of credit, just another signature on a long list as the credit migrates round the economy. The ‘promise to pay the bearer’ just becomes a complex series of serial promises. Nothing particularly new here, just more of what we already have. Any corporation or reputable individual may easily capture the bank’s role of keeping track of the credit. It is just one service among many that may leave the bank.

As the world becomes increasingly networked, the customer could thus retain complete control of the cash and its use, and could buy banking services on a transaction by transaction basis. For instance, I could employ one company to hold my cash securely and prevent its loss or forgery, while renting the cash out to companies that want to borrow via another company, keeping the bulk of the revenue for myself. Another company might manage my account, arrange transfers etc, and deal with the taxation, auditing etc. I could probably get these done on my personal computer, but why have a dog and bark yourself.

The key is flexibility, none of these services need be fixed any more. Banks will not compete on overall package, but on every aspect of service. Worse still (for the banks), some of their competitors will be just freeware agents. The whole of the finance industry will fragment. The banks that survive will almost by definition be very adaptable. Services will continue and be added to, but not by the rigid structures of today. Surviving banks should be able to compete for a share of the future market as well as anyone. They certainly have a head start in many of the required skills, and have the advantage of customer lethargy when it comes to changing to potentially better suppliers. Many of their customers will still value tradition and will not wish to use the better and cheaper facilities available on the network. So as always, it looks like there will be a balance.

Firstly, with large numbers of customers moving to the network for their banking services, banks must either cater for this market or become a niche operator, perhaps specialising in tradition, human service and even nostalgia. Most banks however will adapt well to network existence and will either be entirely network based, or maintain a high street presence to complement their network presence.

High Street banking

 Facilities in high street banking will echo this real world/cyberspace nature. It must be possible to access network facilities from within the banks, probably including those of competitors. The high street bank may therefore be more like shops today, selling wares from many suppliers, but with a strongly placed own brand. There is of course a niche for banks with no services of their own at all who just provide access to services from other suppliers. All they offer in addition is a convenient and pleasant place to access them, with some human assistance as appropriate.

Traditional service may sometimes be pushed as a differentiator, and human service is bound to attract many customers too. In an increasingly machine dominated world, actually having the right kind of real people may be significant value add.

But many banks will be bursting with high technology either alongside or in place of people. Video terminals to access remote services, perhaps with translation to access foreign services. Biometric identification based on iris scan, fingerprints etc may be used to authenticate smart cards, passports or other legal documents before their use, or simply a means of registering securely onto the network. High quality printers and electronic security embedding would enable banks to offer additional facilities like personal bank notes, usable as cash.

Of course, banks can compete in any financial service. Because the management of financial affairs gives them a good picture of many customer’s habits and preferences, they will be able to use this information to sell customer lists, identify market niches for new businesses, and predict the likely success of customers proposing setting up businesses.

As they try to stretch their brands into new territories, one area they may be successful is in information banking. People may use banks as the publishers of the future. Already knowledge guilds are emerging. Ultimately, any piece of information from any source can be marketed at very low publishing and distribution cost, making previously unpublishable works viable. Many people have wanted to write, but have been unable to find publishers due to the high cost of getting to market in paper. A work may be sold on the network for just pennies, and achieve market success by selling many more copies than could have been achieved by the high priced paper alternative. The success of electronic encyclopedias and the demise of Encyclopedia Britannica is evidence of this. Banks could allow people to upload information onto the net, which they would then manage the resultant financial transactions. If there aren’t very many, the maximum loss to the bank is very small. Of course, electronic cash and micropayment technology mean that the bank is not necessary, but for many, it may smooth the road.

Virtual business centres

Their exposure to the detailed financial affairs of the community put banks in a privileged position in identifying potential markets. They could therefore act as co-ordinators for virtual companies and co-operatives. Building on the knowledge guilds, they could broker the skills of their many customers to existing virtual companies and link people together to address business needs not addressed by existing companies, or where existing companies are inadequate or inefficient. In this way, short-term contractors, who may dominate the employment community, can be efficiently utilised to everyone’s gain. The employees win by getting more lucrative work, their customers get more efficient services at lower cost, and the banks laugh to themselves.

Future of the stock market

 In the next 10 years, we will probably see a factor of 1000 in computer speed and memory capacity. In parallel with hardware development, there are numerous research forays into software techniques that might yield more factors of 10 in the execution speed for programs. Tasks that used to take a second will be reduced to a millisecond. As if this impact were not enough, software will very soon be able to make logical deductions from the flood of information on the internet, not just from Reuters or Bloomberg, but from anywhere. They will be able to assess the quality and integrity of the data, correlate it with other data, run models, and infer likely other events and make buy or sell recommendations. Much dealing will still be done automatically subject to human-imposed restrictions, and the speed and quality of this dealing could far exceed current capability.

Which brings problems…

Firstly, the speed of light is fast but finite. With these huge processing speeds, computers will be able to make decisions within microseconds of receiving information. Differences in distance from the information source become increasingly important. Being just 200m closer to the Bank of England makes one microsecond difference to the time of arrival of information on interest rates, the information, insignificant to a human, but of sufficient duration for a fast computer to but or sell before competitors even receive the information. As speeds increase further over following years, the significant distance drops. This effect will cause great unfairness according to geographic proximity to important sources. There are two obvious outcomes. Either there becomes a strong premium on being closest, with rises in property values nearby to key sources, or perhaps network operators could be asked to provide guaranteed simultaneous delivery of information. This is entirely technically feasible but would need regulation, otherwise users could simply use alternative networks.

Secondly, exactly simultaneous processing will cause problems. If many requests for transactions arrive at exactly the same moment, computers or networks have to give priority in some way. This is bound to be a source of contention. Also, simultaneous events can often cause malfunctions, as was demonstrated perfectly at the launch of Big Bang. Information waves caused by such events are a network phenomenon that could potentially crash networks.

Such a delay-sensitive system may dictate network technology. Direct transmission through the air by means of radio or infrared (optical wireless) would be faster than routing signals through fibres that take a more tortuous route, especially since the speed of light in fibre is only two third that in air.

Ultimately, there is a final solution if speed of computing increases so far that transmission delay is too big a problem. The processing engines could actually be shared, with all the deals and information processing taking place in a central computer, using massive parallelism. It would be possible to construct such a machine that treated each subscribing company fairly.

An interesting future side effect of all this is that the predicted flood of people into the countryside may be averted. Even though people can work from anywhere, their computers have to be geographically very close to the information centres, i.e. the City. Automated dealing has to live in the city, human based dealing can work from anywhere. If people and machines have to work together, perhaps they must both work in the City.

Consumer dealing

 The stock exchange long since stopped being a trading floor with scraps of paper and became a distributed computer environment – it effectively moved into cyberspace. The deals still take place, but in cyberspace. There are no virtual environments yet, but the other tools such as automated buying and selling already exist. These computers are becoming smarter and exist in cyberspace every bit the same as the people. As a result, there is more automated analysis, more easy visualisation and more computer assisted dealing. People will be able to see which shares are doing well, spot trends and act on their computer’s advice at a button push. Markets will grow for tools to profit from shares, whether they be dealing software, advice services or visualisation software.

However, as we see more people buying personal access to share dealing and software to determine best buys, or even to automatically buy or sell on certain clues, we will see some very negative behaviours. Firstly, traffic will be highly correlated if personal computers can all act on the same information at the same time. We will see information waves, and also enormous swings in share prices. Most private individuals will suffer because of this, while institutions and individuals with better software will benefit. This is because prices will rise and fall simply because of the correlated activity of the automated software and not because of any real effects related to the shares themselves. Institutions may have to limit private share transactions to control this problem, but can also make a lot of money from modelling the private software and thus determining in advance what the recommendations and actions will be, capitalising enormously on the resultant share movements, and indeed even stimulating them. Of course, if this problem is generally perceived by the share dealing public, the AI software will not take off so the problem will not arise. What is more likely is that such software will sell in limited quantities, causing the effects to be significant, but not destroying the markets.

A money making scam is thus apparent. A company need only write a piece of reasonably good AI share portfolio management software for it to capture a fraction of the available market. The company writing it will of course understand how it works and what the effects of a piece of information will be (which they will receive at the same time), and thus able to predict the buying or selling activity of the subscribers. If they were then to produce another service which makes recommendations, they would have even more notice of an effect and able to directly influence prices. They would then be in the position of the top market forecasters who know their advice will be self fulfilling. This is neither insider dealing nor fraud, and of course once the software captures a significant share, the quality of its advice would be very high, decoupling share performance from the real world. Only the last people to react would lose out, paying the most, or selling at least, as the price is restored to ‘correct’ by the stock exchange, and of course even this is predictable to a point. The fastest will profit most.

The most significant factor in this is the proportion of share dealing influenced by that companies software. The problem is that software markets tend to be dominated by just two or three companies, and the nature of this type of software is that their is strong positive reinforcement for the company with the biggest influence, which could quickly lead to a virtual monopoly. Also, it really doesn’t matter whether the software is on the visualisation tools or AI side. Each can have a predictability associated with it.

It is interesting to contemplate the effects this widespread automated dealing would have of the stock market. Black Monday is unlikely to happen again as a result of computer activity within the City, but it certainly looks like prices will occasionally become decoupled from actual value, and price swings will become more significant. Of course, much money can be made on predicting the swings or getting access to the software-critical information before someone else, so we may see a need for equalised delivery services. Without equalised delivery, assuming a continuum of time, those closest to the dealing point will be able to buy or sell quicker, and since the swings could be extremely rapid, this would be very important. Dealers would have to have price information immediately, and of course the finite speed of light does not permit this. If dealing time is quantified, i.e. share prices are updated at fixed intervals, the duration of the interval becomes all important, strongly affect the nature of the market, i.e. whether everyone in that interval pays the same or the first to act gain.

Also of interest is the possibility of agents acting on behalf of many people to negotiate amongst themselves to increase the price of a company’s shares, and then sell on a pre-negotiated time or signal.

Such automated  systems would also be potentially vulnerable to false information from people or agents hoping to capitalise on their correlated behaviour.

Legal problems are also likely. If I write, and sell to a company, a piece of AI based share dealing software which learns by itself how stock market fluctuations arise, and then commits a fraud such as insider dealing (I might not have explained the law, or the law may have changed since it was written), who would be liable?

 And ultimately

 Finally, the 60s sci-fi film, The Forbin Project, considered a world where two massively powerful computers were each assigned control of competing defence systems, each side hoping to gain the edge. After a brief period of cultural exchange, mutual education and negotiation between the machines, they both decided to co-operate rather than compete, and hold all mankind at nuclear gunpoint to prevent wars. In the City of the future, similar competition between massively intelligent supercomputers in share dealing may have equally interesting consequences. Will they all just agree a fixed price and see the market stagnate instantly, or could the system result in economic chaos with massive fluctuations. Perhaps we humans can’t predict how machines much smarter than us would behave. We may just have to wait and see.

End of original blog piece



The future of digital

Many things are cyclical. Some things are a one way street. Digitization covers some things that shouldn’t be reversed, and some that should and will. I started work early enough to experience using an analog computer. Analog computers use analogs of things to help simulating them. So for example, you can simulate heat flow through a wall by using a battery to provide a voltage as an analog of the temperature difference and a resistor  to be an analog of the wall’s insulation. If you want a better result, you could simulate the heat capacity of the wall using a capacitor. A well-designed analog will produce a useful result. The best thing about analogs is that in some cases they are infinitely fast. Imagine writing a computer simulation of the convection currents in a glass of water. You could build a supercomputer to simulate every atom’s behavior digitally. Your program could include local sources of heat, take account of viscosity, chemical reactions among the impurities and everything else you can think of etc. You might decide to account for the movement of the earth and the Coriolis forces it would generate on the water as the current make the water move. If you want ridiculously precise results you could simulate the effects of every planet in the solar system on atomic movements. You could account for magnetic forces, electrostatic ones and so on. By now, your biggest supercomputer would be able to simulate the glass of water for a few microseconds before it is replaced by an upgrade. You can do it, but it isn’t ideal. The analog alternative is to pour a glass of water and watch it. Every atom, every subatomic particle in that glass, will instantaneously and continually account for every physical interaction with every passing photon, and every other particle in the universe, taking full account of space-time geography and the distances of each particle. It would work pretty well, it would be a good analog, even though it’s probably a glass of different water from a different tap. It will give you a continuous model at almost zero cost that works perfectly and greatly outperforms the digital one. Analog wins.

If you want to add 2+2, an analog computer will give you a result of roughly 4. The next time, it will still be roughly 4 but will be slightly different. A  digital one will always give an answer of precisely 4, unless you’ve messed up badly somewhere. Digital wins.

It is obvious that digital has some advantages and analog does too. Analog is less reproducible, liable to drift, is not always transparent and has many other faults that eventually led to it being replaced for most purpose by digital computing. The truth remains that a glass of water has more processing power than all the digital computers every built put together, if you want to simulate water behavior.

Digital and analog processing are both used in nature. In vision, the retina sends an essentially digital stream of data to the brain. In IT, pretty much all communications is done digitally, as is storage of data. It is far easier to repair the degradation that occurs over time or transmission that way. If a signal level has shrunk slightly, it will still be clear whether it is a 1 or a 0 so it can be corrected, reset to the right level and re-transmitted or stored. For an analog signal, degradation just accumulates until the signal disappears. Digital wins in most of IT.

But back to analog. Much of the processing in many electronic circuits and systems is done in the analog domain before digital takes over for transmission or computation. Even computer motherboards, graphics cards, fans and power supplies have resistors, capacitors and even a transformer can be thought of as an analog device. So analog processing and devices are with us still, just hiding behind the scenes.

I think analog computing will make a comeback, albeit in certain niches. Imagine a typical number-crunching problem for supercomputers, such as simulating heat and force transfer. Imagine making an actual analog of it using some futuristic putty and exposing that putty to actual forces and heat. If there are nano-sensors embedded throughout, you could measure the transfer of forces and heat directly and  not have to calculate it. Again the speed advantage of analog would return. Now suppose a hybrid machine with some such analogs and some digital programming too. Those bit best left to digital could be done digitally and others where real analogs could be made could shortcut the number-crunching requirements tremendously. The overall speed might be dramatically improved without sacrificing integrity. Furthermore, the old problems of drift faced by analog systems could be reduced or almost eliminated by frequent cross referencing and calibration as the system goes on.

Finally, AI may well have a powerful place in consciousness and AI realization. Many people believe AI would be best done using adaptive analog neurons. Until today I was one of them. However, I am starting to doubt that, and this looking again at analog has made me realize a bit more about consciousness techniques, so I will divert from this piece forthwith to write more on conscious computing.

The future of cleaning

I’ve been thinking a bit about cleaning for various customers over the last few years. I won’t bother this time with the various self-cleaning fabrics, the fancy new ultrasonic bubble washing machines, or ultraviolet sterilization for hospitals, even though those are all very important areas.  I won’t even focus on using your old sonic toothbrush heads in warm water with a little detergent to clean the trickier areas of your porcelain collectibles, though that does work much better than I thought it would.

I will instead introduce a new idea for the age of internet of things.

When you put your clothes into a future washing machine, it will also debug, back up, update and run all the antivirus and other security routines to sanitize the IoT stuff in them.

You might also have a box with thew same functions that you can put your portable devices or other things that can’t be washed.

The trouble with internet of things, the new name for the extremely old idea of chips in everything, is that you can put chips in everything, and there is always some reason for doing so, even if it’s only for marking it for ownership purposes. Mostly there are numerous other reasons so you might even find many chips or functions running on a single object. You can’t even keep up with all the usernames and passwords and operating system updates for the few devices you already own. Having hundreds or thousands of them will be impossible if there isn’t an easy way of electronically sanitizing them and updating them. Some can be maintained via the cloud, and you’ll have some apps for looking after some subgroups of them. But some of those devices might well be in parts of your home where the signals don’t penetrate easily. Some will only be used rarely. Some will use batteries that run down and get replaced. Others will be out of date for other reasons. Having a single central device that you can use to process them will be useful.

The washing machine will likely be networked anyway for various functions such as maintenance, energy negotiations and program downloads for special garments. It makes sense to add electronic processing for the garments too. They will be in the machine quite a long time so download speed shouldn’t be a problem, and each part of the garment comes close to a transmitter or sensor each time it is spun around.

A simple box is easy to understand and easy to use too. It might need ports to plug into but more likely wireless or optical connections would be used. The box could electromagnetically shield the device from other interference or security infiltration during processing to make sure it comes out clean and safe and malware free as well as fully updated. A common box means only having to program your preferences once too.

There would still be some devices that can’t be processed either in a box or in a washing machine. Examples such as smart paints or smart light bulbs or smart fuses would all be easier to process using networked connections, and they may well be. Some might prefer a slightly more individual approach, so pointing a mobile device at them would single them out from others in the vicinity. This sort of approach would also allow easier interrogation of the current state, diagnostics or inspection.

Whatever way internet of things goes, cleaning will take on a new and important dimension. We already do it as routine PC maintenance but removing malware and updating software will soon become a part of our whole house cleaning routine.

The future of beetles

Onto B then.

One of the first ‘facts’ I ever learned about nature was that there were a million species of beetle. In the Google age, we know that ‘scientists estimate there are between 4 and 8 million’. Well, still lots then.

Technology lets us control them. Beetles provide a nice platform to glue electronics onto so they tend to fall victim to cybernetics experiments. The important factor is that beetles come with a lot of built-in capability that is difficult or expensive to build using current technology. If they can be guided remotely by over-riding their own impulses or even misleading their sensors, then they can be used to take sensors into places that are otherwise hard to penetrate. This could be for finding trapped people after an earthquake, or getting a dab of nerve gas onto a president. The former certainly tends to be the favored official purpose, but on the other hand, the fashionable word in technology circles this year is ‘nefarious’. I’ve read it more in the last year than the previous 50 years, albeit I hadn’t learned to read for some of those. It’s a good word. Perhaps I just have a mad scientist brain, but almost all of the uses I can think of for remote-controlled beetles are nefarious.

The first properly publicized experiment was 2009, though I suspect there were many unofficial experiments before then:

There are assorted YouTube videos such as

A more recent experiment:

Big beetles make it easier to do experiments since they can carry up to 20% of body weight as payload, and it is obviously easier to find and connect to things on a bigger insect, but obviously once the techniques are well-developed and miniaturization has integrated things down to single chip with low power consumption, we should expect great things.

For example, a cloud of redundant smart dust would make it easier to connect to various parts of a beetle just by getting it to take flight in the cloud. Bits of dust would stick to it and self-organisation principles and local positioning can then be used to arrange and identify it all nicely to enable control. This would allow large numbers of beetles to be processed and hijacked, ideal for mad scientists to be more time efficient. Some dust could be designed to burrow into the beetle to connect to inner parts, or into the brain, which obviously would please the mad scientists even more. Again, local positioning systems would be advantageous.

Then it gets more fun. A beetle has its own sensors, but signals from those could be enhanced or tweaked via cloud-based AI so that it can become a super-beetle. Beetles traditionally don’t have very large brains, so they can be added to remotely too. That doesn’t have to be using AI either. As we can also connect to other animals now, and some of those animals might have very useful instincts or skills, then why not connect a rat brain into the beetle? It would make a good team for exploring. The beetle can do the aerial maneuvers and the rat can control it once it lands, and we all know how good rats are at learning mazes. Our mad scientist friend might then swap over the management system to another creature with a more vindictive streak for the final assault and nerve gas delivery.

So, Coleoptera Nefarius then. That’s the cool new beetle on the block. And its nicer but underemployed twin Coleoptera Benignus I suppose.


The future of air

Time for a second alphabetic ‘The future of’ set. Air is a good starter.

Air is mostly a mixture of gases, mainly nitrogen and oxygen, but it also contains a lot of suspended dust, pollen and other particulates, flying creatures such as insects and birds, and of course bacteria and viruses. These days we also have a lot of radio waves, optical signals, and the cyber-content carried on them. Air isn’t as empty as it seems. But it is getting busier all the time.

Internet-of-things, location-based marketing data and other location-based services and exchanges will fill the air digitally with fixed and wandering data. I called that digital air when I wrote a full technical paper on it and I don’t intend to repeat it all now a decade later. Some of the ideas have made it into reality, many are still waiting for marketers and app writers to catch up.

The most significant recent addition is drones. There are already lots of them, in a wide range of sizes from insect size to aeroplane size. Some are toys, some airborne cameras for surveillance, aerial photography, monitoring and surveillance, and increasingly they are appearing for sports photography and tracking or other leisure pursuits. We will see a lot more of them in coming years. Drone-based delivery is being explored too, though I am skeptical of its likely success in domestic built up areas.

Personal swarms of follower drones will become common too. It’s already possible to have a drone follow you and keep you on video, mainly for sports uses, but as drones become smaller, you may one day have a small swarm of tiny drones around you, recording video from many angles, so you will be able to recreate events from any time in an entire 3D area around you, a 3D permasuperselfie. These could also be extremely useful for military and policing purposes, and it will make the decline of privacy terminal. Almost everything going on in public in a built up environment will be recorded, and a great deal of what happens elsewhere too.

We may see lots of virtual objects or creatures once augmented reality develops a bit more. Some computer games will merge with real world environments, so we’ll have aliens, zombies and various mythical creatures from any game populating our streets and skies. People may also use avatars that fly around like fairies or witches or aliens or mythical creatures, so they won’t all be AI entities, some will have direct human control. And then there are buildings that might also have virtual appearances and some of those might include parts of buildings that float around, or even some entire cities possibly like those buildings and city areas in the game Bioshock Infinite.

Further in the future, it is possible that physical structures might sometimes levitate, perhaps using magnets, or lighter than air construction materials such as graphene foam. Plasma may also be used as a building material one day, albeit far in the future.

I’m bored with air now. Time for B.

Five new states of matter, maybe. lists the currently known states of matter. I had an idea for five new ones, well, 2 anyway with 3 variants. They might not be possible but hey, faint heart ne’er won fair maid, and this is only a blog not a paper from CERN. But coincidentally, it is CERN most likely to be able to make them.

A helium atom normally has 2 electrons, in a single shell. In a particle model, they go round and round. However… the five new states:

A: I suspect this one is may already known but isn’t possible and is therefore just another daft idea. It’s just a planar superatom. Suppose, instead of going round and round the same atom, the nuclei were arranged in groups of three in a nice triangle, and 6 electrons go round and round the triplet. They might not be terribly happy doing that unless at high pressure with some helpful EM fields adjusting the energy levels required, but with a little encouragement, who knows, it might last long enough to be classified as matter.

B: An alternative that might be more stable is a quad of nuclei in a tetrahedron, with 8 electrons. This is obviously a variant of A so probably doesn’t really qualify as a separate one. But let’s call it a 3D superatom for now, unless it already has a proper name.

C: Suppose helium nuclei are neatly arranged in a row at a precise distance apart, and two orthogonal electron beams are fired past them at a certain distance on either side, with the electrons spaced and phased very nicely, so that for a short period at least, each of the nuclei has two electrons and the beam energy and nuclei spacing ensures that they don’t remain captive on one nucleus but are handed on to the next. You can do the difficult sums. To save you a few seconds, since the beams need to be orthogonal, you’ll need multiple beams in the direction orthogonal to the row,

D: Another cheat, a variant of C, C1: or you could make a few rows for a planar version with a grid of beams. Might be tricky to make the beams stay together for any distance so you could only make a small flake of such matter, but I can’t see an obvious reason why it would be impossible. Just tricky.

E: A second variant of C really, C2, with a small 3D speck of such nuclei and a grid of beams. Again, it works in my head.

Well, 5 new states of matter for you to play with. But here’s a free bonus idea:

The states don’t have to actually exist to be useful. Even with just the descriptions above, you could do the maths for these. They might not be physically achievable but that doesn’t stop them existing in a virtual world with a hypothetical future civilization making them. And given that they have that specific mathematics, and ergo a whole range of theoretical chemistry, and therefore hyperelectronics, they could therefore be used as simulated constructs in a Turing machine or actual constructs in quantum computers to achieve particular circuitry with particular virtues. You could certainly emulate it on a Yonck processor (see my blog on that). So you get a whole field of future computing and AI thrown in.

Blogging is all the fun with none of the hard work and admin. Perfect. And just in case someone does build it all, for the record, you saw it here first.